One of the first things that you must consider when hiring a moving company is what they will and will not cover. Keep in mind that you will be entrusting your valuables to a moving company, and it is important to protect your belongings even if the possibility of damage or loss is unlikely. The following is a short guide to what movers will and will not cover.What Will Movers Cover?
Movers cover items that were professionally packed by them. This provides both you and the movers the assurance and mutual knowledge of the condition of the contents before it was packed. They will provide you with an inventory of the packed items including specific descriptions of each of the content's condition.
Furniture without any contents hidden in its compartments is also covered by the movers. This includes - but is not limited to - end tables, dressers, desks, bureaus, and night stands.
As long as your furniture is not made from composite materials, the movers will cover them as well. Some companies make exceptions for this type of furniture provided that these have been disassembled and packed flat.
Most of the items in your home can be covered by the movers for 60 cents per pound. Although that might not be enough to cover for your valuables, it is mandatory for all moving companies to provide this minimum amount of coverage for their customers. For example, if moving company damages or loses a Plasma or LCD TV that is worth $1,000 and weighs 30 pounds, the customer will get $18 of compensation for the loss or damage. However, while some people may not like the idea of weight-based insurance coverage, customers also sometimes have the option to go for cost-based insurance, although that is more expensive.Items Not Covered by Moving Insurance
There will definitely be certain items that you want to protect for more than 60 cents per pound. To get appropriate coverage, it is best to work with your movers to determine proper valuation and for them to provide you with options that will give you the peace of mind you need.