When planning a move, people often overlook insurance coverage until something breaks. Damage during a move can involve several parties, including your insurer and the moving company. Coverage depends on how, where, and when the damage occurs. Renters' and homeowners' insurance policies usually protect personal belongings.
They do not automatically cover repairs or replacement for items damaged by professional movers. Understanding where your policy’s responsibility ends and where a mover’s liability begins helps you avoid costly gaps in coverage during a move.
Does Renters Insurance Cover Moving?
Instead of hiring a full-service company, you can load your possessions into a moving container or trailer and have a transportation company deliver your items.
You Load We Drive Service
Major relocation is always hectic. Here is a humorous guide to make your next move more enjoyable.
How To Plan a Move - Infographic
Deciding whether to move on your own or hire professionals is more than just a financial decision. It also affects your time, effort, and stress levels. A DIY move can save money but requires planning, physical effort, and the right equipment. Hiring movers is more convenient and efficient, but it comes at a cost. Before making a choice, consider your budget, schedule, and the level of assistance you require. Is a DIY move the best option for you? Let’s break it down.
Moving Yourself VS Hiring Movers
Before you move, create a detailed home inventory that lists each item, its condition, and any serial numbers. The National Association of Insurance Commissioners (NAIC) notes that insurers use this type of inventory to confirm ownership during a claim. A written list supported by photos or videos provides your insurer solid proof if something is lost or damaged in transit.
Moving Inventory
Out-of-state moves seem easy enough in theory, but when you get down to the details, there is much more to it than just packing belongings and hiring movers.
Interstate Moves
A+ Storage 5178 Peck Rd, Croswell, MI 48422 810-359-2404
Brown City Mini Storage 8802 Burnside Rd, Brown City - Croswell, MI 48416 810-346-3180
Hall's Storage 61 Orval St, Sandusky - Croswell, MI 48471 810-648-4100
Lakeshore Storage 3535 Wills Rd, Croswell, MI 48422 810-679-2784
Lock Tite Storage System 5054 8th Rd, Croswell, MI 48422 810-679-0261
Lock Tite Storage System 5537 Croswell Rd, Croswell, MI 48422 810-648-4773